Finance

FEATURES OF THE CARD
1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100) 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

PARTNER DISCOUNTS
10%Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
Additional 10%Off (Upto Rs 1000) on Myntra
15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499

FEES & LIST OF ALL CHARGES
Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)
Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)

ELIGIBILITY CRITERIA
Required Age: 21-60 years
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

DOCUMENTS NEEDED
Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)

FEES & LIST OF ALL CHARGES
Lifetime Free Card
No Joining / Renewal / Annual Fees
Only applicable for existing credit card holders of other banks

PARTNER DISCOUNTS

10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
Additional 10% Off (Upto Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra
15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499

CUSTOMIZATION OPTIONS ON AU LIT CREDIT CARD –

Rs 49 (For 90 Days) Get 1% fuel surcharge waiver on fuel transactions
Rs 99 (For 90 Days) Get complimentary 3 month Zee5 membership
Rs 199 (For 90 Days)
(for each benefit) Get 1 complimentary Domestic
Airport lounge visits per quarter
Get 2% additional cashback on achieving milestone spends
Get complimentary 3 month Amazon prime membership
Get 5X Reward Points for online spends
Rs 299 (For 90 Days)
(for each benefit) Get 2 complimentary Domestic airport lounge visits
Get 5% additional cashback on achieving milestone
Get 10X Reward Points for Offline
Get 5% additional cashback on all Dining
Get 5% additional cashback on all Grocery
Get 5% additional cashback on all Travel
Rs 499 (For 90 Days) Get complimentary 3 month Cult.fit membership

ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Required Age: 21-60 years
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

DOCUMENTS NEEDED

Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)

FEATURES OF THE CARD
2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

PARTNER DISCOUNTS
10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
Additional 10% Off (Upto Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra
15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499
10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500

FEES & LIST OF ALL CHARGES
Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)
Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)

ELIGIBILITY CRITERIA
Required Age: 21-60 years
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

DOCUMENTS NEEDED
Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)

PARTNER DISCOUNTS

10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
Additional 10% Off (Upto Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra
15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499

CUSTOMIZATION OPTIONS ON AU LIT CREDIT CARD –

Rs 49 (For 90 Days) Get 1% fuel surcharge waiver on fuel transactions
Rs 99 (For 90 Days) Get complimentary 3 month Zee5 membership
Rs 199 (For 90 Days)
(for each benefit) Get 1 complimentary Domestic
Airport lounge visits per quarter
Get 2% additional cashback on achieving milestone spends
Get complimentary 3 month Amazon prime membership
Get 5X Reward Points for online spends
Rs 299 (For 90 Days)
(for each benefit) Get 2 complimentary Domestic airport lounge visits
Get 5% additional cashback on achieving milestone
Get 10X Reward Points for Offline
Get 5% additional cashback on all Dining
Get 5% additional cashback on all Grocery
Get 5% additional cashback on all Travel
Rs 499 (For 90 Days) Get complimentary 3 month Cult.fit membership

ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Required Age: 21-60 years
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

DOCUMENTS NEEDED

Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)

FEATURES OF THE CARD
2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

PARTNER DISCOUNTS
10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
Additional 10% Off (Upto Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra
15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499
10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500

FEES & LIST OF ALL CHARGES
Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)
Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)

ELIGIBILITY CRITERIA
Required Age: 21-60 years
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

DOCUMENTS NEEDED
Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)

FEATURES OF THE CARD
1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100) 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

PARTNER DISCOUNTS
10%Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
Additional 10%Off (Upto Rs 1000) on Myntra
15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499

FEES & LIST OF ALL CHARGES
Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)
Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)

ELIGIBILITY CRITERIA
Required Age: 21-60 years
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

DOCUMENTS NEEDED
Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)

FEES & LIST OF ALL CHARGES
Lifetime Free Card
No Joining / Renewal / Annual Fees
Only applicable for existing credit card holders of other banks